
E-filing is only the electronic or online filing of notices of suggestion of mortgage of the property as stated in Section 89B of the Registration Act, 1908.
From April 1, 2013 E-filing of notice of suggestion in case of mortgage via deposit of title deed came into effect.
These changes have been carried out to safeguard the interests of banks and society. Previous, the agreement/suggestion relating to mortgage by the method of deposit of title deed was out of the public space.
Due to this, there was scope for fake practices like profiting advances from multiple banks on the same property or discarding the property which is already mortgaged. Therefore, these changes have been brought to prevent such cheats.
Required Information for Notice of Intimation Registration Service in Thane:
- 1) Lending Banks Name
- 2) Lending Banks Location
- 3) Lending Banks PAN Number
Required Documents for Notice of Intimation Registration Service in Thane:
All the following documents Original & Photocopy to be signed and stamped by the Banks authority in Original
- 1) 0.2% of the Loan Amount eSBTR / Stamp Papers / Franked for Memorandum of Deposit of Title Deeds with Bankers Stamp and Sign – Photocopy
- 2) Photograph of all the borrowers
- 3) Accepted Sanction Letter (photocopy) with Borrwers & Credit Managers Sign
- 4) All Borrowers PAN Card – Photocopy
- 5) Latest Index – 2 – Photocopy
- 6) Notice Of Intimation regarding Mortgage by way of Deposit of Title Deed with
Rs. 100 Stamp Paper or Franking. - 7) Self Attested Identity proof of Banks Represantative signing the “Notice of Intimation”
- 8) List of Documents Deposited – Photocopy
- 9) Franking details letter from the Bank – Original
The above information is necessary to do data entry for efiling of Notice of Intimation Format and other related documents
IMPORTANT
- The Notice of Intimation should be filed within 30 days from the date of mortgage.
- Filing the Notice of Intimation lies solely with the mortgagor/s, borrower/s.
- 4 working days – means – Exclusion of Govt. & Bank holidays & non working days of Govt & Banks due to unforseen circumstances.Also exclusions is the time taken for signing the Notice of Intimation by all borrowers along with their photographs.
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